Service · Fiduciary Advisory
Our ongoing advisory mandate covers your entire wealth landscape: structures, exposures, legal changes, and coordination with your existing professional team.
Most professional relationships in wealth management are siloed: a fund manager watches the portfolio, a lawyer handles estate planning, a tax adviser files returns. Nobody is looking at how the pieces interact, and no single professional carries the obligation to prioritise your interest above their fee arrangement. The Collective & Sons advisory mandate fills that gap. We act as the coordinating fiduciary — reviewing your entire wealth picture on a quarterly basis, identifying the points where investment risk, legal structure, tax position, and succession intent are pulling in different directions, and proposing coordinated corrections. The work involves structured quarterly meetings, written risk and opportunity briefs, and direct communication with your legal and tax professionals when alignment is needed. Clients typically hold this mandate alongside — not instead of — specialist advisers. Our role is to ensure that every specialist recommendation is evaluated through the lens of your overall capital preservation objective, with no conflict of interest distorting the assessment.
Tangible outputs, not a retainer for general availability.
Quarterly meetings — in person in Bratislava or via encrypted video — covering portfolio risk, structural compliance, and any material changes in your personal or legal circumstances that affect the capital protection strategy.
After each review, you receive a concise written brief documenting identified risks, proposed actions, and items deferred to specialist advisers — creating a clear record of what was assessed and why decisions were made.
We communicate directly with your lawyers, tax advisers, and accountants when cross-disciplinary alignment is required, ensuring recommendations do not conflict and that implementation is followed through to completion.
When a material change — a regulatory shift, a market dislocation, a significant life event — warrants attention outside the quarterly cycle, we initiate contact immediately rather than waiting for the next scheduled review.
“What changed when we engaged Collective & Sons on an advisory mandate was not the individual advice — our lawyers and fund manager are excellent — it was having someone whose job it was to see the whole picture. Within six months they had identified a structural misalignment between our holding company and our insurance wrapper that had been quietly creating tax exposure for three years.”
Miroslava K., Private Client, Bratislava
The answer depends on the complexity of your holdings and how many professional relationships you are currently coordinating. The initial consultation is confidential and free of charge.